Investment account management:
- Balance risk, control current income and potential growth of principal
- Specifically tailor to each client’s situation
- Do not farm out or rely on “canned” accounts
Retirement income/cash flow calculations:
- Make forward assumptions
- Use historical simulations
- Differentiate between got-to-have and want-to-have
Financial Structuring for the good life, the storms and the aftermath
Planning for your financial legacy (what do you want?)
Risk assessment and management
Trust planning
Who should consider being a client?
Those who…
- Wish to preserve already created wealth
- Wish to generate income
- Wish to grow
- Are already in the advanced stage of wealth accumulation
Minimum Account Balances
There is not a specific hard minimum requirement, but individuals who do not have enough assets/income/wealth to implement prudent financial decisions would not be suitable clients. Those in the very beginning of their wealth creation process probably need the encouragement and enthusiasm of a commissioned sales person and not our more methodical, analytical, ongoing style. A good client for us is someone who is reasonably financially balanced. For example, someone with millions of dollars of assets that are highly concentrated and highly leveraged may have considerable wealth but limited ability to make changes or even careful decisions to control his/her future. Whereas someone else far less wealthy with only reasonable demands on the wealth may benefit greatly from our services.